We all know Nebraska weather can be a little…wild and roofing contractors in Omaha are popping up left and right. We see hail and wind storms pretty consistently year in and year out. This impacts the “hard hat” of one of your biggest investments… your roof. In an instance such as this, knowledge is power, and we want to arm you with top tier knowledge to give you a leg up when the next storm hits!
When a storm hits the Omaha area, the real damage often shows up after the skies clear — on your roof, in your gutters, and unfortunately, sometimes in your bank account. At Alfa Y Omega, your trusted Roofing Contractor Omaha NE, we’ve seen firsthand how a few simple mistakes can turn a manageable insurance claim into an expensive nightmare.
Don’t let it happen to you. Here are the Top 5 Mistakes Homeowners Make When Filing a Storm Damage Claim — and how you can avoid them like a pro.
1. Waiting Too Long to File Your Claim
The Problem: After a storm, many homeowners take a “wait and see” approach. Unfortunately, insurance companies have strict deadlines. Miss them, and you might miss out entirely.
The Solution: Call a trusted Roofing Contractor in Omaha NE for a free inspection immediately after a storm. Even small or hidden damages can lead to major repairs later — and your insurance needs proof tied to the event.
Not Sure If You Have Storm Damage?
Schedule Your Free Roof Inspection Today
2. Trusting the Insurance Adjuster’s Word as Final
The Problem: It’s easy to believe the adjuster is on your side. They’re not. Their job is to save the insurance company money — not to get you every dollar you deserve.
The Solution: Always get a second opinion. Having an experienced Roofing Contractor Omaha NE on your side ensures your damage is properly documented, your claim accurately valued, and your home fully protected.
3. Failing to Document the Damage Properly
The Problem: You only get one shot to prove your damage was storm-related. Relying solely on the adjuster’s photos or taking a few casual snapshots isn’t enough.
The Solution: Before any repairs, take clear, time-stamped photos of all damaged areas. Capture wide shots, close-ups, and different angles. A professional roofing contractor can help you build a bulletproof file. At Alfa Y Omega we build a report, including photos and notes, diagrams and manufacturer definitions if needed to help build the case for the best possible outcome for you.
4. Hiring the Wrong Contractor
The Problem: Storm-chasers flood Omaha neighborhoods after a major event. They knock on doors, offer quick fixes, and disappear — leaving behind shoddy work and voided warranties. If something goes wrong down the road, they won’t be there to stand behind their work.
The Solution: Work with a proven, local Roofing Contractor Omaha NE with real references, proper insurance, and a commitment to quality. Your roof protects everything under it — don’t gamble on who installs it.
5. Accepting the First Settlement Offer
The Problem: Insurance companies often offer a “take it or leave it” payout that doesn’t cover all the repairs you truly need. This happens in a few different ways such as leaving critical items off the scope of loss, improper measurements, or even missed damage!
The Solution: Consult a knowledgeable roofing contractor before accepting any settlement. Many times, a “supplement” request can be filed to get you the full amount required for a proper repair or replacement. You can accept the first payment from insurance, however, you have the right to supplement for any missing or improper items (including code requirements).
Your Trusted Partner for Storm Damage Claims
At Alfa Y Omega, we’re more than just a Roofing Contractor in Omaha NE — we’re your advocate, your guide, and your trusted partner when it matters most.
âś… Fast, free roof inspections âś… Complete photo documentation âś… Insurance claim assistance âś… Quality repairs with warranties you can trust
Don’t leave your home — or your wallet — vulnerable to costly mistakes.
Not Sure If You Have Storm Damage?
Schedule Your Free Roof Inspection Today
Alfa Y Omega: The Roofing Contractor Omaha NE homeowners trust when storms strike. Call today to protect your home and your peace of mind.
Slade is the Sales Manager at Alfa Y Omega Construction and brings over 24 years of hands-on experience in the construction industry. He’s passionate about helping homeowners navigate the often confusing process of roof replacement and storm-related insurance claims. With a background rooted in both fieldwork and customer service, Slade ensures every client is informed, protected, and treated with integrity. Whether it’s identifying hidden damage or guiding you through a complex claim, his goal is to simplify the process and deliver results. When you work with Alfa Y Omega, you get a team that fights for your home like it’s their own.
