Home improvement financing options
A New Roof Doesn't Have to Break the Bank
We get it, replacing your roof, siding, or gutters can get expensive. That's why we offer competitive rates through our financing options. Use the loan calculator below to see how much less of an impact your project's cost can have on you.
Loan calculator
Estimate Your Monthly Payment on an Omaha Exterior Project
Move the sliders to match your project, then check your real rate in minutes. Nothing here affects your credit.
Home Repair Financing Options Calculator
Estimated monthly payment
$237.77
per month for 120 months
- Amount financed
- $18,000
- Total of payments
- $28,533
- Total interest
- $10,533
Estimates only. This calculator is a planning tool, not an offer of credit. Your actual rate, term, and payment are set by Medallion Bank based on your application.
Why Medallion Bank
Financing Through an FDIC-Insured Bank
Alfa Y Omega offers financing via Medallion Bank, an FDIC-insured bank that provides consumer loans for home improvements including roofs, siding, windows, and more.
You can feel confident working with Medallion Bank
- Headquartered in Salt Lake City, Utah, open since 2004, and financing home improvements for consumers since 2012, more than $1.8 billion of them.
- An industrial bank and wholly owned subsidiary of Medallion Financial Corp. (Nasdaq: MFIN), regulated by the Utah Department of Financial Institutions and the Federal Deposit Insurance Corporation. FDIC Certificate ID 57449, which you can look up at fdic.gov.
- Publicly traded preferred security on Nasdaq under MBNKP, with annual and quarterly financial reports published at investor.medallionbank.com.
Your personal information is protected
- Medallion Bank only asks for information required to evaluate your application and verify your identity.
- Only project- and financing-specific details are collected from us as your contractor.
- Some of your nonpublic personal information is shared with us so we can help facilitate the application process.
- If the application is never completed and submitted for a decision, your nonpublic personal information is removed from their systems.
- If you do become a customer, your privacy is protected as described in the Privacy Notice you receive with your loan documents.
What you get
Three Reasons Homeowners Use It
Lightning-fast decisions
You'll know how much you're approved for in a matter of minutes, not days.
Competitive rates
Medallion Bank is able to offer some of the best rates around, which saves you money over the life of the loan.
Unintrusive application
Only information related to your project and basic credit information is required. Your security is a top priority.
How it fits
Where Financing Comes Up in a Project
- 01
Inspection
We look at the exterior and document its condition.
- 02
Scope
We define what needs doing now and what can wait.
- 03
Estimate
You get a written scope and price for the work.
- 04
Funding
Paying directly, through a claim, or through Medallion Bank financing if you qualify.
Questions about financing can also be answered over the phone at (402) 409-2380.
Questions
Financing FAQs
Straight answers, no pressure. If yours isn't here, call and ask.
- Who provides your financing?
- Alfa Y Omega offers financing through Medallion Bank, an FDIC-insured industrial bank based in Salt Lake City, Utah. Medallion Bank has financed more than $1.8 billion of home improvements since 2012.
- How fast will I know if I'm approved?
- Decisions are typically returned in a matter of minutes, so you'll know how much you're approved for before we schedule anything.
- Are the numbers in the calculator my actual payment?
- No. The calculator is an estimating tool so you can see roughly what a project of a given size looks like month to month. Your real rate, term, and payment come from Medallion Bank after you apply.
- What information does the application ask for?
- Only what's needed to evaluate your application and verify your identity, plus project and financing details from us as your contractor. Medallion Bank does not collect information beyond that.
- Can I finance an insurance claim project?
- Financing is most commonly used on retail projects. If you have a claim, the funding conversation usually starts with your policy and deductible, though financing can still help cover upgrades or non-covered work.
- When should I bring up financing?
- During scoping, before the project is scheduled, so it can be part of the planning rather than a last-minute question.
